Down and out means without money, work, or hope. This answer is correct because the expression has a fixed figurative meaning in English. In an SSC idiom question, students should match the whole phrase with its accepted meaning rather than translate each word separately.

• Classroom example: Down and out can refer to a situation involving without money, work, or hope.
• Story example: A writer may use Down and out when describing a situation involving without money, work, or hope.
• Exam example: When a sentence contains Down and out, choose the meaning “without money, work, or hope.”